Pension bonus 2024 – 2025
- The build-up of the bonus 2024 - 2025 will be discontinued as of 31 December 2025. From 1 January 2026 onwards, you can no longer build up a bonus. The built-up bonus is of course retained.
- You can only receive your bonus as a single payment.
We have updated this page. You thus can find the updated information about the bonus here.
Find out more about the introduction of the new bonus
You are still building up the old pension bonus (2006-2014)? Please visit the page 'Old pension bonus (2006 - 2014)’ for more information.
Publication date: 16.10.2025
What is the pension bonus?
This bonus is a net amount you can build up if you postpone your retirement and continue to work.
It can be built up from 1 July 2024 at the earliest until 31 December 2025 at the latest.
Am I entitled to this pension bonus?
If you can retire before 2026, but you postpone your retirement and continue to work, you can build up this bonus for every day on which you work:
- from your earliest retirement date, but from 1 July 2024 at the earliest
- until the day you retire, but until 31 December 2025 at the latest.
Am I entitled to this pension bonus?
No need to worry, we will automatically calculate and pay your bonus. You do not have to do anything.
No need to worry. You can continue to build up your bonus until 31 December 2025.
As soon as you retire, we will automatically calculate and pay your bonus. You do not have to do anything.
If you postpone your retirement, you can continue to build up this bonus until 31 December 2025.
As soon as you retire, we will automatically calculate and pay your bonus. You do not have to do anything.
No need to worry. As soon as you retire, we will automatically calculate and pay your bonus.
In that case, you cannot build up this bonus. However, if you postpone your retirement until after your statutory retirement age, you can receive the new bonus. Find out more on our page Pension reform.
Yes, even if you work part-time, you can build up a bonus. This bonus will correspond to your working hours (80 %, 50 %, ...).
Example: if you work part-time for 26 days, we convert this into 13 full-time days and you will receive a bonus for 13 days.
Yes, if you postpone your retirement at the statutory retirement age and continue to work, you can build up this bonus until 31 December 2025 at the latest.
From 1 January 2026 onwards, a new bonus will apply.
Yes, for more information please visit the NISSE websiteOpens in a new window.
No, if you are already receiving a Belgian retirement pension, you can no longer build up a bonus, nor can you build one up in another scheme.
Yes, you can build up this bonus if you postpone your retirement pension and continue to work.
Yes, you can. We determine the amount of your pension bonus on the basis of the number of career years in the general employee scheme.
Who cannot build up a pension bonus?
- civil servants who can retire before the age of 60 (e.g. Belgian railways staff) or who are obliged to retire before the age of 60 (e.g. soldiers),
- political mandataries,
- people who work for a supranational or international organisation or who are associated with the Overseas Social Security,
- people who have a privileged age limit (for civil servants only) and/or who are subject to different early retirement rules.
Please note: if one of the abovementioned situations applies to you, you can still build up a bonus as an employee, self-employed worker or civil servant if you postpone your pension until the general retirement date and continue to work after this date.
Which days are taken into account for the calculation of my bonus?
Every worked day:
- after your earliest retirement date, but from 1 July 2024 at the earliest
- until the day you retire, but until 31 December 2025 at the latest.
Some assimilated days:
Every twelve months, we can at most take 30 assimilated days into account for the bonus, on the condition that you effectively worked at least one day.
Please note: career break, landingsbanen (part-time work for people nearing the end of their careers) and Flemish care credit cannot be taken into account for the bonus.
How much is the pension bonus?
The amount of your pension bonus depends on the number of career years you have at your earliest retirement date. Every year that counts at least 104 worked or assimilated days is taken into account as a career year.
- I have a career of fewer than 43 years on my earliest retirement date
- I have a career of 43 years or more on my earliest retirement date
- Gross is net
Career of fewer than 43 years
If you have fewer than 43 career years on your earliest retirement date and you continue to work full-time, you will build up the following bonus amounts per worked day:
| Period | Amount per full-time worked day (from 1.3.2026 at the index figure 183,17) |
|---|---|
| First 12 months | 13,10 euros |
| Following months | 26,19 euros |
This means that if you could retire before 1 July 2024 but postponed your retirement and continue to work until 31 December 2025, you can build up a total pension bonus of 8 172,12 euros.
Career of 43 years or more
If you have 43 career years or more on your earliest retirement date and you continue to work full-time, you will build up the following bonus amount per worked day:
| Period | Amount per full-time worked day (from 1.3.2026 at the index figure 183,17) |
|---|---|
| For the full period between 1.7.2024 up to and including 31.12.2025 | 39,29 euros |
This means that if you could retire before 1 July 2024 but postponed your retirement and continue to work full-time until 31 December 2025, you can build up a total pension bonus of 18 387,27 euros.
Gross is net
The pension bonus is a net amount. It is therefore not taxed if you live in Belgium.
You live abroad?
The pension bonus you build up in Belgium may be taxed in the country you live in. For more information, please contact the tax authorities of the country you live in.
How is it paid?
The bonus is paid once only.
You are entitled to a pension bonus? We will automatically calculate it when you retire. You therefore do not have to apply for the bonus.
When will you receive your pension bonus?
You retired before July 2025?
In 2025, we will only be able to calculate and pay your bonus in autumn because we first have to adapt our calculation programmes and await the confirmed career details. In other words: even if your pension takes effect at the start of 2025 and you built up a pension bonus in 2024, you will have to wait until the end of 2025 at the latest before you receive your bonus.
You retired in or after July 2025?
You will receive your pension bonus 6 months after the start of your retirement at the latest.
Why is there a waiting time?
- We first have to know with certainty how many bonus days you effectively built up, up to and including your last working day.
- To this end, we need the confirmed career details, which we receive every 3 months.
You will receive your pension amount immediately upon retiring, of course.
What happens to the bonus when you pass away?
- If you already received the bonus before your passing, the entitled persons can keep the bonus.
- If you are building up a bonus and pass away before your retirement, your entitled persons are not entitled to the bonus.
- If you have already received your pension, but have not yet received the bonus, the entitled persons will receive your bonus.
Find out more on the page Who is entitled to the arrears.