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Official information and services: belgium.be Belgian Federal Public Services

Which years are taken into account for my career

The government has reached an agreement on the pension reform.
  • We are adapting the overview on our webpage pension reform as fast as possible.
  • These decisions are currently being converted into legislation and because of this, we do not have all the details yet.
  • Therefore, we cannot as yet inform you about the exact conditions or whether you qualify.
  • As soon as a definitive text is published:
    • we will automatically apply this new legislation to your future pension;
    • we will adapt our website and mypension.be;
    • you will find this text on our webpage pension reform.

You therefore do not have to do anything.

Please be patient before contacting us (again).

Your career determines:

Therefore, it is important that you go to mypension.be and:

  • check if your career is complete and correct;
  • complete or correct your career if necessary.

Check your career on mypension.be!

What does my career contain?

Your career consists of the following elements:

What type of pension will I receive?

Your professional status determines which type of pension you will later receive:

  • if you have only worked as an employee or as a contractual civil servant, you will be entitled to an employee pension. The same goes for flexi jobs.
  • if you have only worked as a civil servant, you are entitled to a civil service pension.
  • if you have only worked as a self-employed person, you are entitled to a self-employed worker pension.
  • If you worked in several professional statuses and thus have a mixed career, you are entitled to several pensions or a mixed pension.

Which periods are taken into account for my career?

Worked periods

All worked periods are always taken into account for your pension. Before your retirement, you can work as long as you like if your employer allows it.

Important: periods in which you receive severance pay or termination payments are considered as worked periods. We spread these compensations over the periods to which they apply, even though you do not need to work for them.

Periods in which you did not work

The periods in your career in which you did not work are taken into account for your pension, insofar they are assimilated or admissible. Find out more about the assimilation of:

Regularised periods

You can have certain periods in which you did not work added to your career if you pay voluntary contributions:

Important! You cannot buy off periods so as to retire earlier. These periods are only taken into account for the calculation of your pension amount.

Periods abroad

Did you work abroad? If so, we take these worked days into account when you apply for your pension to determine when you can retire in Belgium. The foreign pension institution will calculate your foreign pension amount.

Find out more about working abroad

During your employment abroad you were insured with the Belgian Overseas Social Security? In this case, the NSSO will award your pension.

What if I have a long career?

In the past we spoke of a full career after 45 years or 14 040 worked, assimilated or regularised days. Today, this is no longer the case. As long as you continue to work, you continue to build up a pension.

You have a long career that exceeds the 14 040 days limit? In this case, some assimilated periods may not be taken into account for your employee pension. Find out more about the career unity